Access Commercial Funding Limited
Investing Together

Superior risk-adjusted returns.

Access to high-yield, asset-backed investment opportunities.

Alignment of interest.

We are property investors as well as lenders, and co-invest in loans, pari-passu alongside our clients.

Access to an attractive asset class through an experienced team.

We are a highly experienced team that lets you invest with confidence.

Payment Protection Insurance (PPI)

What is Payment Protection Insurance (PPI)?

Payment Protection Insurance (PPI) is a type of coverage designed to help you manage your monthly repayments on mortgages, loans, credit/store cards, or catalog payments if you're unable to work. This could be due to illness, an accident, unemployment, or even death, depending on your policy terms. It provides financial security by ensuring that your repayments are covered in situations where you might otherwise struggle to pay. PPI is optional, and you are not required to purchase it when taking out a loan, mortgage, or credit card. It’s important to carefully review the policy terms to determine if it suits your financial situation. If you become unable to make payments due to a covered reason, the insurance provider will step in to cover your repayments, either fully or partially, for a fixed period. For credit cards, this usually only covers the minimum repayment amount, which may not be enough to significantly reduce your balance. Before taking out PPI, it’s essential to understand the policy details, including coverage limitations, exclusions, and how long the protection lasts. Always ensure the policy aligns with your financial needs and circumstances.

  • The policy conditions to see what is covered and what is excluded. If you suffer an illness that is not covered, the policy would not pay anything in the event of a claim. Some policies do not include redundancy cover, while others do.
  • What benefit would you receive?
Many policies only cover a maximum of one year's repayments and only cover a certain period of time. Cover for credit cards often only pay the minimum payment for a limited period of time.

NOTICE:

As part of our standard process, we require all applicants to review our company's funding policy before submitting their projects to ensure compliance with our funding criteria. Projects that do not strictly adhere to these guidelines will not be considered.

  • Also, we offer an alternative transaction method using cryptocurrency, such as Bitcoin, reflecting the growing role of digital assets in global trade.
  • Loan Amounts: $1 million – $1 billion USD
  • Loan Term: 2–5 years
  • .
  • Interest rates: 5%.
  • Grace Period: 2–3 years.
  • Guarantee: Full recourse required for project completion and loan repayment
  • Subordinate mortgages may be allowed, subject to secondary market loan guidelines and successful completion of lender due diligence and underwriting. Before closing, an appropriate permanent loan commitment must be secured.
  • Before closing, a valid permanent loan commitment must be secured.
  • Standard due diligence fees apply, covering the costs of third-party reports such as appraisals, environmental assessments, plan and cost reviews, and other lender-required evaluations. The borrower is responsible for legal fees and standard closing costs.
  • For current rates, please contact us via phone or email.

QUICK DECISIONS – SEAMLESS PROCESS – RAPID CLOSING

  1. Rates: Starting at 5%
  2. Loan Amounts: Minimum $1 million – Maximum $1 billion USD.
  3. Eligible Projects: All except: Government or military-related projects
  4. Loan Terms: Available for 2 or 3 years
  5. Prepayment Penalty: 1% interest penalty
  6. Amortization: Interest-only payment options available
Closing as fast as 2 weeks.

PROJECT APPLICATION:











Risk Management Proficiency

Skilled in navigating bankruptcy cases, estate and partnership conflicts, foreclosures, and various borrower-related challenges.

Call us if you are looking for:

Security

Superior returns

Alignment of interest

Expertise

Transparency and discretion

Bespoke investments

Meet the Access Commercial Funding Limited team

The team at Access Commercial Funding Limited has decades of experience in property investing and asset-backed lending, as well as development. As a lean, dedicated team, we work closely with our clients to ensure their success.

Click here to meet the team.